SIDNEY MICHIGAN ST.
2601 Michigan St.
Sidney, Ohio 45365
Phone: (937) 498-1195
Fax: (937) 492-8910

SIDNEY DOWNTOWN
121 S. Ohio Avenue
Sidney, Ohio 45365
Phone: (937) 498-0244

PIQUA
138 N. Sunset Drive
Piqua, Ohio 45356
Phone: (937) 773-9900
Fax: (937) 773-6131

Troy
1867 W. Main Street
Troy, Ohio 45373
Phone: (937) 339-9993
Fax: (937) 339-9721

 

 



Current Rates

CD Rates - Regular and Renewal
 
Account Type Interest Rate Annual Percentage Yield Minimum
Balance

Our Rate, Your Term Special

2.713%

2.75%

$500.00

3 Month

.75%

.75%

$1000.00

6 Month

.85%

.85%

$1000.00

12 Month

1.00%

1.00%

$1000.00

12-17 Month Special

2.713%

2.75%

$500.00

15 Month

1.00%

1.00%

$1000.00

18 Month

1.00%

1.00%

$1000.00

18-23 Month Special

2.713%

2.75%

$500.00

24 Month

1.05%

1.06%

$1000.00

24 Month Special

2.713%

2.75%

$500.00

30 Month

1.10%

1.11%

$1000.00

36 Month

1.20%

1.21%

$1000.00

42 Month

1.30%

1.31%

$1000.00

48 Month

2.956%

3.00%

$1000.00

60 Month

3.198%

3.25%

$1000.00

A penalty will be imposed for early withdrawal on the above certificates.
Rates Accurate as of February 5, 2019
 

IRA & Keogh Rates

Including Roth & Education

 
Account Type Interest Rate Annual Percentage Yield Minimum
Balance

Our Rate, Your Term Special

2.713%

2.75%

$500.00

12 Months

.80%

.80%
 

$1000.00

12-17 Month Special

2.713%

2.75%

$500.00

18 Months Fixed

.90%

.90%

$1000.00

18 Months Variable

.90%

.90%

$1000.00

18-23 Month Special

2.713%

2.75%

$500.00

24 Month Special

2.713%

2.75%

$500.00

30 Months

1.10%

1.11%

$1000.00

60 Months

1.81%


1.83%

$1000.00

A penalty will be imposed for early withdrawal on the above certificates.
Rates Accurate as of February 5, 2019
 

Savings and Checking Accounts
 
Account Type Interest
Rate
Annual %
Yield
Minimum Deposit to Open Minimum
Balance

IRA Statement Savings

.10%

.10%

$100.00

$100.00

Statement Savings

.20%

.20%

$100.00

Any

Christmas Club

.10%

.10%

$10.00

Any

Health Savings Account

.05%

.10%

.10%

.15%

.05%

.10%

.10%

.15%

$100.00

$100.00

$100.00

$100.00

$499.99 or less

$500.00 to 2,499.99

$2,500.00 to 4,999.99

$5,000.00 or more

Simply Free Checking

0.00%

0.00%

$100.00

N/A

Modern Fit Checking

.25%

.25%

$100.00

$1000.00+

50-Plus Checking

.25%

.25%

$100.00

$500.00

Premium Checking

.25%

.25%

$500.00

$500.00

Investor Checking

.20%

.30%

.40%

.50%

.60%

.20%

.30%

.40%

.50%

.60%

$2500

$2500

$2500

$2500

$2500

$2,499.99 or less

$2,500.00 to 9,999.99

$10,000.00 to 49,999.99

$50,000.00 to 99,999.99

$100,000.00 or more

Certain Terms and Conditions may apply. Contact us for account disclosures.
Rates Accurate as of February 5, 2019

Business Checking Accounts

Account Type Interest
Rate
Annual %
Yield
Minimum Deposit to Open Minimum
Balance

Sole Proprietor & Community Companion Checking

0.00%

.09%

.14%

.19%

0.00%

.10%

.15%

.20%

$100

$100

$100

$100

$0 to 499

$500.00 to 4,999

$5,000.00 to 9,999

$10,000+

Mutual First Class Checking

0.00%

0.00%

 

N/A

Mutual Business Select Checking

0.00%

0.00%

$100.00

N/A

Mutual Business Select Plus Checking

0.00%

.09%

.14%

.19%


0.00%

.10%

.15%

.20%

$100

$100

$100

$100

$0 to 24,999

$25,000 to 49,999

$50,000 to 74,999

$75,000+

Mutual Business Analysis Checking

.05%

.10%

.15%

.25%

 

$100

$100

$100

$100

$0 to 4,999

$5,000 to 14,999

$15,000 to 49,999

$50,000+

Certain Terms and Conditions may apply. Contact us for account disclosures.
Rates Accurate as of February 5, 2019

 • Rates are based on market conditions and are subject to change.
• All certificates are subject to early withdrawal penalty.
• The annual percentage yield (APY) assumes interest will remain on the deposit until maturity. Fees or a withdrawal will reduce earnings.
• Truth In Savings disclosures are available upon request.