Michigan Street Hours

Mon.-Thurs. Drive Thru 7:30am
Mon.-Thurs. Office 9am-5pm
Fri. Drive Thru 7:30am
Fri. Lobby 9am-6pm
Sat. Drive Thru 8:30am
Sat. Lobby 9am-1:00pm



Community Involvement

Letter from the President
January 2017

Welcome to our Mutual Federal website!  Originally founded in 1922, we are a locally managed community banking organization headquartered with a full service office on West Michigan Street, Sidney, Ohio, a office in downtown Sidney, and branch offices in Piqua and Troy, and most recently a Loan Production office located on the north side of Columbus.  We remain a federally chartered, full service financial institution providing a wide variety of banking services, including traditional residential mortgage lending, consumer lending, commercial lending, and a complete range of personal and business deposit accounts and services, complete with smartphone accessibility into state of the art mobile banking and remote deposit capture delivery systems.  We also provide an array of investment services through our full time investment banking partner, LPL Financial, located within our West Sidney office.

Most of all, we take great pride in the personal oriented service that we deliver to our customer relationships, and in the close community involvement and support that we steadfastly maintain.  Being a community bank, we have a thorough understanding of the unique financial needs of the people that live and work right here in our communities, enabling our team of experienced professionals to respond personally and promptly to all of your financial needs.

We strongly believe that local decision making is right for our communities, and we generously support a wide range of community organizations through direct financial contributions and through the extensive volunteering efforts of nearly all members of our banking team.  Our success is based upon your success, so I urge you to stop in or call any of our five offices to meet with our friendly and experienced staff.
We are also very proud of our successfully completed new bank office construction project on West Michigan Street right here in Sidney during this past summer.  We would like to extend the invitation for you to stop in and check out first-hand the personalized approach to your banking needs through our innovative customer service experience that is now showcased in this office – we are confident that you will like what you see!
Our team remains absolutely committed to the communities that we serve, and we would be delighted to have the opportunity to serve you, your family members, and your business with our localized approach to all of your financial needs.

On behalf of our Board of Directors, our management team, and all of our friendly staff, welcome to Mutual Federal.  Serving you is absolutely our privilege!


Dean W. Weinert
President and CEO
Mutual Federal